Why Brokers Serving Physicians Should Make Disability Benefits a Priority

For many busy healthcare professionals, the possibility of becoming disabled is not top of mind. For this reason, brokers might neglect to discuss disability benefits in detail when presenting group benefits to their healthcare clients. Many employers, thinking they might need only basic coverage, mistakenly choose the cheapest option.

Brokers need to emphasize quality group disability plans early and often, in part because disability in adult professionals is quite common. One in four 20-year-olds will become disabled at some point before retirement. Logically, healthcare professionals are at an increased risk for disability due to their highly specialized and physically-intensive work. What would happen if they were to suddenly become unable to work due to an accident or an illness?

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