Similarly, it is possible to get
an instant loan lender whose loan terms dictate that a borrower will face a
lawsuit if the borrower fails to repay the loan within a specified period of
time. If this happens and you lose the court case that is related to the payday
loan, this will appear on credit report and will affect the credit score. The
best way to ensure that payday loans do not hurt your credit report and credit
score is to always repay the loan on time and in full amount. You should avoid
payday loan debts because these will not only hurt your credit score, but your
financial situation too.
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